








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Covington at 3912 Church St, Covington, KY, 41015 earns $317/mo cash flow from $2,203/mo rent with a $1,517/mo payment. Total monthly income totals $2,203/mo, and annual cash flow totals $3,799/yr on $102,765 capital. ROI tracks 23.61% on current figures, and rental yield reads 8.53% at a $310,000 purchase. Equity gained on principal adds $2,000/yr, and 5% annual appreciation supports $85,647 over five years. Five-year ROI reaches 122.55% and total cumulative return in cash sums $125,935. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,203/mo property income instead of your personal income.
Single Family
Built in 1914
4,250 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 41015, Latonia, KY area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,238 (100%) |
| Owner Occupied HU | 6,078 (65.8%) |
| Renter Occupied HU | 2,475 (26.8%) |
| Vacant Housing Units | 685 ( 7.4%) |
| Median Home Value | $234,273 |
| Average Home Value | $275,408 |
Residential
9,156
Single Family
8,244
Multi-Family
912
Businesses
406
Date | Event | Price |
|---|---|---|
| 2025-07-21 | Sold | $310,000 |
| 2025-06-23 | Pending sale | $315,000 |
| 2025-06-21 | Listed for sale | $315,000 |
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2022-11-05 | $2169.08 | 67.28% | $164,200 | 93.18% |
| 2021-11-05 | $1296.68 | -21.07% | $85,000 | N/A |
| 2020-11-05 | $1642.90 | N/A | $85,000 | N/A |



Listed by: Grace Vail • Huff Realty - Ft. Mitchell
Mls Name: NKMLS
Mls Provider:
Mls ID: #633692
Disclaimer: The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Zillow, Inc. are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers. Listing information is deemed reliable, but not guaranteed. Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.