3906 Luz Del FaroSan AntonioTX78261
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play3906 Luz Del Faro, San Antonio, TX, 78261 in San Antonio is priced for appreciation, not yield. Rental yield 4.54%. At $1,149,900 with a 4.54% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $317,696 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.84) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $194,381.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 5.8% |
| Monthly Cash Flow | $(3,996) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,350 |
| Total Monthly Debt Service | $7,720 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78261, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,310 (100%) |
| Owner Occupied HU | 8,596 (76.0%) |
| Renter Occupied HU | 2,129 (18.8%) |
| Vacant Housing Units | 585 ( 5.2%) |
| Median Home Value | $424,088 |
| Average Home Value | $468,035 |
Housing Distribution
Address Breakdown
Residential
11,154
Single Family
9,885
Multi-Family
1,269
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78261, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,310 (100%) |
| Owner Occupied HU | 8,596 (76.0%) |
| Renter Occupied HU | 2,129 (18.8%) |
| Vacant Housing Units | 585 ( 5.2%) |
| Median Home Value | $424,088 |
| Average Home Value | $468,035 |
Housing Distribution
Address Breakdown
Residential
11,154
Single Family
9,885
Multi-Family
1,269
Businesses
69
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Wesson Assefa • AssetlyOne, LLC
Mls Name: LERA MLS
Mls ID: #1936111