38 Enia CircleSan AntonioTX78257
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 38 Enia Circle, San Antonio, TX, 78257 in San Antonio fits: $1,405,900, 4.77% gross yield, and a projected 5% annual appreciation rate adding $388,424 in value within five years. Rental yield 4.77%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.88) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $12,948/yr in principal paydown and $388,424 in appreciation project a total return of $237,201.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 5.8% |
| Monthly Cash Flow | $(4,705) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,587 |
| Total Monthly Debt Service | $9,733 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
7,666 sqft lot
$N/A/sqft
$3,540 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78257, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,814 (100%) |
| Owner Occupied HU | 2,131 (27.3%) |
| Renter Occupied HU | 4,224 (54.1%) |
| Vacant Housing Units | 1,459 (18.7%) |
| Median Home Value | $609,169 |
| Average Home Value | $660,359 |
Housing Distribution
Address Breakdown
Residential
6,905
Single Family
2,574
Multi-Family
4,331
Businesses
591
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
7,666 sqft lot
$N/A/sqft
$3,540 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78257, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,814 (100%) |
| Owner Occupied HU | 2,131 (27.3%) |
| Renter Occupied HU | 4,224 (54.1%) |
| Vacant Housing Units | 1,459 (18.7%) |
| Median Home Value | $609,169 |
| Average Home Value | $660,359 |
Housing Distribution
Address Breakdown
Residential
6,905
Single Family
2,574
Multi-Family
4,331
Businesses
591
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lee Jones • Perry Homes Realty, LLC
Mls Name: LERA MLS
Mls Provider:
Mls ID: #1923949
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.