3905 Bresee Ave #2Baldwin ParkCA91706
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 3905 Bresee Ave #2, Baldwin Park, CA, 91706 in Baldwin Park at $750,000 earns $4,740/mo in rent and nets $100/mo after the $3,372/mo payment, a 7.58% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $207,211 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $6,908/yr in principal paydown, total projected return reaches $290,896.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.5% |
| Monthly Cash Flow | $100 | $1,500 |
City averages based on Baldwin Park market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,740 |
| Total Monthly Debt Service | $4,341 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1951
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91706, Baldwin Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,411 (100%) |
| Owner Occupied HU | 10,773 (58.5%) |
| Renter Occupied HU | 7,304 (39.7%) |
| Vacant Housing Units | 334 ( 1.8%) |
| Median Home Value | $631,388 |
| Average Home Value | $689,905 |
Housing Distribution
Address Breakdown
Residential
18,193
Single Family
15,575
Multi-Family
2,618
Businesses
2,390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1951
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91706, Baldwin Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,411 (100%) |
| Owner Occupied HU | 10,773 (58.5%) |
| Renter Occupied HU | 7,304 (39.7%) |
| Vacant Housing Units | 334 ( 1.8%) |
| Median Home Value | $631,388 |
| Average Home Value | $689,905 |
Housing Distribution
Address Breakdown
Residential
18,193
Single Family
15,575
Multi-Family
2,618
Businesses
2,390
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #WS26138195