390 Cross St, Urbanna, VA, 23175 | 6.94% Rental Yield

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Urbanna at 390 Cross St, Urbanna, VA, 23175 with 5% annual appreciation on a $385,000 basis while $2,226/mo rent supports operations. 2% in year one. Equity gained on principal adds $2,484/yr, and five-year appreciation sums $106,368 alongside rental yield of 6.94%. Five-year ROI measures 98.77% and total cumulative return in cash totals $126,058. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,226/mo property income versus a $1,884/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1973

0.41 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 23175, Urbanna, VA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,318 (100%)
Owner Occupied HU	748 (56.8%)
Renter Occupied HU	186 (14.1%)
Vacant Housing Units	384 (29.1%)
Median Home Value	$381,609
Average Home Value	$400,846