39 Wurr RdLoma MarCA94021
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 39 Wurr Rd, Loma Mar, CA, 94021 in Loma Mar at $499,000. Rental yield 7.25%. The 7.25% yield and 1.34 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $137,865 by year five, and $4,596/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $184,607.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 7.0% |
| Monthly Cash Flow | $(72) | $1,200 |
City averages based on Loma Mar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,015 |
| Total Monthly Debt Service | $2,888 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
6,192 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94021, Loma Mar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 137 (100%) |
| Owner Occupied HU | 60 (43.8%) |
| Renter Occupied HU | 42 (30.7%) |
| Vacant Housing Units | 35 (25.5%) |
| Median Home Value | $1,875,000 |
| Average Home Value | $1,700,417 |
Housing Distribution
Address Breakdown
Residential
37
Single Family
37
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
6,192 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94021, Loma Mar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 137 (100%) |
| Owner Occupied HU | 60 (43.8%) |
| Renter Occupied HU | 42 (30.7%) |
| Vacant Housing Units | 35 (25.5%) |
| Median Home Value | $1,875,000 |
| Average Home Value | $1,700,417 |
Housing Distribution
Address Breakdown
Residential
37
Single Family
37
Multi-Family
0
Businesses
5
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mollie Whipp • Coldwell Banker Realty
Mls Name: MLSListings Inc
Mls ID: #ML82024230