39 W 8th StDresdenOH43821
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 39 W 8th St, Dresden, OH, 43821 in Dresden earns a 11.72% gross yield at $134,500. Rent of $1,314/mo nets $429/mo after the $605/mo mortgage. The 2.17 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $37,160 and $1,239/yr in equity accumulation project a total cumulative return of $78,870.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $429 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,314 |
| Total Monthly Debt Service | $831 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1901
5,183 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43821, Dresden, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,894 (100%) |
| Owner Occupied HU | 1,271 (67.1%) |
| Renter Occupied HU | 413 (21.8%) |
| Vacant Housing Units | 210 (11.1%) |
| Median Home Value | $216,250 |
| Average Home Value | $246,971 |
Housing Distribution
Address Breakdown
Residential
1,721
Single Family
1,721
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1901
5,183 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43821, Dresden, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,894 (100%) |
| Owner Occupied HU | 1,271 (67.1%) |
| Renter Occupied HU | 413 (21.8%) |
| Vacant Housing Units | 210 (11.1%) |
| Median Home Value | $216,250 |
| Average Home Value | $246,971 |
Housing Distribution
Address Breakdown
Residential
1,721
Single Family
1,721
Multi-Family
0
Businesses
100
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices