39 Twitchell StWellesleyMA02482
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 39 Twitchell St, Wellesley, MA, 02482 in Wellesley worth study. Rental yield 2.29%. The 2.29% gross yield is below cash-flow benchmarks at $1,995,000, but 5% annual appreciation, adding $551,182 over five years, frames this as a capital growth position. Rent of $3,799/mo partially offsets the $8,971/mo payment. Ziffy Mortgage finances appreciation-play properties (0.42 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $192,770.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 4.2% |
| Monthly Cash Flow | $(8,775) | $1,200 |
City averages based on Wellesley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,799 |
| Total Monthly Debt Service | $11,780 |
| DSCR Ratio | 0.32x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1935
10,000 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1935
10,000 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christine Lawrence • Rutledge Properties
Mls Name: MLS PIN
Mls ID: #73428834