39 Summer St, Athol, MA, 01331 | $138/mo Cash Flow

Save Search

Filters Applied

EditEdit Filters

Filters Applied:

Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

EditEdit Filters

39 Summer St, Athol, MA, 01331 | $138/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

2 Bed
1 Bath
948 sft

288 Fisk Rd, Hardwick, MA, 01082

2 Bed
2 Bath
832 sft

20 Salem Pl #20, Amherst, MA, 01002

1 Bed
1 Bath
824 sft

26 Green Leaves Dr UNIT 619, Amherst, MA, 01002

2 Bed
2 Bath
1280 sft

44 Russell St, Greenfield, MA, 01301

Nearby investment properties with comparable prices

4 Bed
2 Bath
1880 sft

35 Mill St, Greenfield, MA, 01301

1 Bed
1 Bath
824 sft

26 Green Leaves Dr UNIT 619, Amherst, MA, 01002

Investment Property+ 1 more

2 Bed
1 Bath
1040 sft

252 West St APT 18, Amherst, MA, 01002

3 Bed
2 Bath
1254 sft

189 Robert Dr, Athol, MA, 01331

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Athol at 39 Summer St, Athol, MA, 01331 with 5% annual appreciation on a $239,000 basis while $1,645/mo rent supports operations. Total monthly income totals $1,645/mo and a $1,170/mo payment preserves $138/mo for cash returns. Annual cash flow comes to $1,661/yr on $79,229 deployed, and return on cash invested reaches 22.01% in year one. Equity gained on principal adds $1,542/yr, and five-year appreciation sums $66,031 alongside rental yield of 8.26%. Five-year ROI measures 114.28% and total cumulative return in cash totals $90,540.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,645/mo property income versus a $1,170/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1905

1 Acres lot

$N/A/sqft

No HOA

More details about the property

Incredible investment opportunity! This spacious Victorian in uptown Athol sits on a cleared 1-acre lot and retains its timeless charm with original exterior corbels, sunporches, and a barn. Fully renovated in 1993, including updated electrical and windows, it features a high-efficiency Buderus boiler installed in 2018 and a 2 year old chimney liner. The home offers 3 large bedrooms upstairs plus a bonus room on the first floor, two full baths (one on each level), a generous country kitchen with walk-in pantry, a formal dining room with a picture window overlooking the sunporch, and beautiful bay windows on both the first and second floors. Enjoy the convenience of a laundry room, rear sunporch, and a walk-up attic for additional storage or expansion. While it was extensively updated in the '90s, it is ready for updates and renovations to bring it back to its full glory. Restore, renovate, or reimaginethis beautiful Victorian is ready for its next chapter!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01331, Athol, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,173 (100%)
Owner Occupied HU	4,237 (68.6%)
Renter Occupied HU	1,445 (23.4%)
Vacant Housing Units	491 ( 8.0%)
Median Home Value	$361,565
Average Home Value	$432,564