39 N 3rd StMovilleIA51039
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 39 N 3rd St, Moville, IA, 51039 in Moville: $1,476/mo in rent, $356/mo in net income, 10.27% gross yield, 1.90 DSCR, all at $172,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $47,659 in appreciation and $1,589/yr in principal paydown projects total cumulative return of $88,505.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $356 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,476 |
| Total Monthly Debt Service | $1,052 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51039, Moville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,053 (100%) |
| Owner Occupied HU | 784 (74.5%) |
| Renter Occupied HU | 197 (18.7%) |
| Vacant Housing Units | 72 ( 6.8%) |
| Median Home Value | $299,115 |
| Average Home Value | $296,381 |
Housing Distribution
Address Breakdown
Residential
667
Single Family
641
Multi-Family
26
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51039, Moville, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,053 (100%) |
| Owner Occupied HU | 784 (74.5%) |
| Renter Occupied HU | 197 (18.7%) |
| Vacant Housing Units | 72 ( 6.8%) |
| Median Home Value | $299,115 |
| Average Home Value | $296,381 |
Housing Distribution
Address Breakdown
Residential
667
Single Family
641
Multi-Family
26
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices