39 Gibbs RdBlandfordMA01008
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 39 Gibbs Rd, Blandford, MA, 01008 in Blandford: $5,708/mo in rent, $564/mo in net income, 8.58% gross yield, 1.59 DSCR, all at $798,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $220,473 in appreciation and $7,350/yr in principal paydown projects total cumulative return of $339,802.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.0% |
| Monthly Cash Flow | $564 | $800 |
City averages based on Blandford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,708 |
| Total Monthly Debt Service | $4,827 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
111 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01008, Blandford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 734 (100%) |
| Owner Occupied HU | 540 (73.6%) |
| Renter Occupied HU | 48 ( 6.5%) |
| Vacant Housing Units | 146 (19.9%) |
| Median Home Value | $387,755 |
| Average Home Value | $441,806 |
Housing Distribution
Address Breakdown
Residential
352
Single Family
352
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
111 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01008, Blandford, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 734 (100%) |
| Owner Occupied HU | 540 (73.6%) |
| Renter Occupied HU | 48 ( 6.5%) |
| Vacant Housing Units | 146 (19.9%) |
| Median Home Value | $387,755 |
| Average Home Value | $441,806 |
Housing Distribution
Address Breakdown
Residential
352
Single Family
352
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices