389 Mount Ephraim RoadSearsportME04974
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow389 Mount Ephraim Road, Searsport, ME, 04974 in Searsport is a top-tier cash-flow asset. At $129,900 it produces $2,376/mo in rent and $1,556/mo in net monthly income, a 21.95% gross rental yield. The DSCR of 4.07 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $18,674. Five-year appreciation adds $35,889, driving a total cumulative return of $149,468.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22% | 6.0% |
| Monthly Cash Flow | $1,556 | $600 |
City averages based on Searsport market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,376 |
| Total Monthly Debt Service | $768 |
| DSCR Ratio | 3.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1989
0.87 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1989
0.87 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices