3883 Timberline DrDaytonOH45432
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3883 Timberline Dr, Dayton, OH, 45432 in Dayton speaks for itself: 19.62% gross on a $150,000 price, generating $2,453/mo in rent and $1,385/mo in net income after the $674/mo debt service. DSCR 3.64, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,626 stacks alongside $41,442 in projected five-year appreciation and $1,382/yr in principal reduction. Projected total cumulative return: $146,696.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.6% | 8.1% |
| Monthly Cash Flow | $1,385 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,453 |
| Total Monthly Debt Service | $1,008 |
| DSCR Ratio | 2.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45432, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,377 (100%) |
| Owner Occupied HU | 4,618 (72.4%) |
| Renter Occupied HU | 1,475 (23.1%) |
| Vacant Housing Units | 284 ( 4.5%) |
| Median Home Value | $205,604 |
| Average Home Value | $242,856 |
Housing Distribution
Address Breakdown
Residential
6,528
Single Family
5,815
Multi-Family
713
Businesses
462
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45432, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,377 (100%) |
| Owner Occupied HU | 4,618 (72.4%) |
| Renter Occupied HU | 1,475 (23.1%) |
| Vacant Housing Units | 284 ( 4.5%) |
| Median Home Value | $205,604 |
| Average Home Value | $242,856 |
Housing Distribution
Address Breakdown
Residential
6,528
Single Family
5,815
Multi-Family
713
Businesses
462
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices