3866 S 98th East AveTulsaOK74146
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 3866 S 98th East Ave, Tulsa, OK, 74146 in Tulsa hard to pass up. The 10.61% gross yield on a $260,000 purchase results in $2,299/mo in rent and $639/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.97). Annual cash flow of $7,666, five-year appreciation of $71,833, and $2,395/yr in equity build-up combine for a projected total cumulative return of $139,953.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 7.2% |
| Monthly Cash Flow | $639 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,299 |
| Total Monthly Debt Service | $1,557 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
9,191 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74146, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,767 (100%) |
| Owner Occupied HU | 1,925 (28.4%) |
| Renter Occupied HU | 4,379 (64.7%) |
| Vacant Housing Units | 463 ( 6.8%) |
| Median Home Value | $156,232 |
| Average Home Value | $198,676 |
Housing Distribution
Address Breakdown
Residential
6,169
Single Family
4,066
Multi-Family
2,103
Businesses
1,494
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
9,191 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74146, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,767 (100%) |
| Owner Occupied HU | 1,925 (28.4%) |
| Renter Occupied HU | 4,379 (64.7%) |
| Vacant Housing Units | 463 ( 6.8%) |
| Median Home Value | $156,232 |
| Average Home Value | $198,676 |
Housing Distribution
Address Breakdown
Residential
6,169
Single Family
4,066
Multi-Family
2,103
Businesses
1,494
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices