38620 S 680th RdJayOK74346







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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Jay at 38620 S 680th Rd, Jay, OK, 74346 listed at $479,000 pairs $2,074/mo rent with a $2,344/mo payment. Total monthly income runs $2,074/mo. Return on cash invested measures 12.47% in year one, and rental yield registers 5.2% at a $479,000 basis. Equity gained on principal adds $3,091/yr, and annual property appreciation at 5% supports $132,339 by year five. Five-year ROI tracks 63.21% and total cumulative return in cash totals $100,371. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,074/mo property income relative to a $2,344/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1981
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74346, Jay, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,735 (100%) |
| Owner Occupied HU | 2,050 (54.9%) |
| Renter Occupied HU | 852 (22.8%) |
| Vacant Housing Units | 833 (22.3%) |
| Median Home Value | $188,433 |
| Average Home Value | $317,728 |
Housing Distribution
Address Breakdown
Residential
2,790
Single Family
2,725
Multi-Family
65
Businesses
207
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