38535 Monet DrZephyrhillsFL33540
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 38535 Monet Dr, Zephyrhills, FL, 33540 in Zephyrhills at $179,900 earns $1,400/mo in rent and nets $164/mo after the $809/mo payment, a 9.34% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $49,703 over five years. Ziffy Mortgage underwrites this on a 1.73 DSCR without U.S. credit history. With $1,657/yr in principal paydown, total projected return reaches $79,330.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.5% |
| Monthly Cash Flow | $164 | $300 |
City averages based on Zephyrhills market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,400 |
| Total Monthly Debt Service | $1,164 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
5,320 sqft lot
$N/A/sqft
$42 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33540, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,355 (100%) |
| Owner Occupied HU | 4,151 (65.3%) |
| Renter Occupied HU | 858 (13.5%) |
| Vacant Housing Units | 1,346 (21.2%) |
| Median Home Value | $261,169 |
| Average Home Value | $272,857 |
Housing Distribution
Address Breakdown
Residential
5,899
Single Family
5,254
Multi-Family
645
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
5,320 sqft lot
$N/A/sqft
$42 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33540, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,355 (100%) |
| Owner Occupied HU | 4,151 (65.3%) |
| Renter Occupied HU | 858 (13.5%) |
| Vacant Housing Units | 1,346 (21.2%) |
| Median Home Value | $261,169 |
| Average Home Value | $272,857 |
Housing Distribution
Address Breakdown
Residential
5,899
Single Family
5,254
Multi-Family
645
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jo Uber • BINGHAM REALTY INC
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #TB8306315
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