38526 Winterberry DrDelmarDE19940
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 38526 Winterberry Dr, Delmar, DE, 19940 in Delmar deserves attention. This $322,490 property earns $2,762/mo in rent, a 10.28% gross yield, and nets $896/mo after the $1,450/mo payment. DSCR 1.90 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $89,098 compounds alongside $2,970/yr in yearly equity build, for a total cumulative return of $179,409.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $896 | $350 |
City averages based on Delmar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,762 |
| Total Monthly Debt Service | $1,738 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19940, Delmar, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,675 (100%) |
| Owner Occupied HU | 2,027 (75.8%) |
| Renter Occupied HU | 482 (18.0%) |
| Vacant Housing Units | 166 ( 6.2%) |
| Median Home Value | $337,554 |
| Average Home Value | $456,906 |
Housing Distribution
Address Breakdown
Residential
2,679
Single Family
2,678
Multi-Family
1
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19940, Delmar, DE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,675 (100%) |
| Owner Occupied HU | 2,027 (75.8%) |
| Renter Occupied HU | 482 (18.0%) |
| Vacant Housing Units | 166 ( 6.2%) |
| Median Home Value | $337,554 |
| Average Home Value | $456,906 |
Housing Distribution
Address Breakdown
Residential
2,679
Single Family
2,678
Multi-Family
1
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
