3851 Highway 53OrrMN55771
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingRental yield 6.52%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $78,740, and $2,625/yr in principal equity projects total return of $93,299.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 7.5% |
| Monthly Cash Flow | $(230) | $250 |
City averages based on Orr market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,549 |
| Total Monthly Debt Service | $1,666 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55771, Orr, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,828 (100%) |
| Owner Occupied HU | 567 (31.0%) |
| Renter Occupied HU | 132 ( 7.2%) |
| Vacant Housing Units | 1,129 (61.8%) |
| Median Home Value | $364,500 |
| Average Home Value | $401,305 |
Housing Distribution
Address Breakdown
Residential
878
Single Family
856
Multi-Family
22
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
160 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55771, Orr, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,828 (100%) |
| Owner Occupied HU | 567 (31.0%) |
| Renter Occupied HU | 132 ( 7.2%) |
| Vacant Housing Units | 1,129 (61.8%) |
| Median Home Value | $364,500 |
| Average Home Value | $401,305 |
Housing Distribution
Address Breakdown
Residential
878
Single Family
856
Multi-Family
22
Businesses
43
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Zachary Hway • Bear Island Realty LLC
Mls Name: Lake Superior Area Realtors
Mls Provider:
Mls ID: #6119906
Disclaimer: Information is supplied by seller and other third parties and has not been verified. Open House information is subject to change without notice. Copyright 2025 Lake Superior Area REALTORS, Inc.® MLS All Rights Reserved.