385 N Center StStarID83669
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 385 N Center St, Star, ID, 83669 in Star speaks for itself: 12.09% gross on a $184,680 price, generating $1,860/mo in rent and $763/mo in net income after the $830/mo debt service. DSCR 2.24, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $9,151 stacks alongside $51,024 in projected five-year appreciation and $1,701/yr in principal reduction. Projected total cumulative return: $118,940.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 7.0% |
| Monthly Cash Flow | $763 | $300 |
City averages based on Star market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,860 |
| Total Monthly Debt Service | $1,024 |
| DSCR Ratio | 1.82x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
3,484 sqft lot
$N/A/sqft
$420 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83669, Star, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,991 (100%) |
| Owner Occupied HU | 6,921 (86.6%) |
| Renter Occupied HU | 826 (10.3%) |
| Vacant Housing Units | 244 ( 3.1%) |
| Median Home Value | $687,248 |
| Average Home Value | $735,125 |
Housing Distribution
Address Breakdown
Residential
6,815
Single Family
6,814
Multi-Family
1
Businesses
339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
3,484 sqft lot
$N/A/sqft
$420 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83669, Star, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,991 (100%) |
| Owner Occupied HU | 6,921 (86.6%) |
| Renter Occupied HU | 826 (10.3%) |
| Vacant Housing Units | 244 ( 3.1%) |
| Median Home Value | $687,248 |
| Average Home Value | $735,125 |
Housing Distribution
Address Breakdown
Residential
6,815
Single Family
6,814
Multi-Family
1
Businesses
339
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices