3849 South Packard AVENUESaint FrancisWI53235
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play3849 South Packard AVENUE, Saint Francis, WI, 53235 in Saint Francis is priced for appreciation, not yield. Rental yield 2.76%. At $1,225,000 with a 2.76% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $338,445 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.51) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $119,814.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 6.2% |
| Monthly Cash Flow | $(5,400) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,821 |
| Total Monthly Debt Service | $7,734 |
| DSCR Ratio | 0.36x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1901
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53235, Milwaukee, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,354 (100%) |
| Owner Occupied HU | 2,463 (46.0%) |
| Renter Occupied HU | 2,635 (49.2%) |
| Vacant Housing Units | 256 ( 4.8%) |
| Median Home Value | $270,990 |
| Average Home Value | $297,305 |
Housing Distribution
Address Breakdown
Residential
5,287
Single Family
3,189
Multi-Family
2,098
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1901
5,662 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53235, Milwaukee, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,354 (100%) |
| Owner Occupied HU | 2,463 (46.0%) |
| Renter Occupied HU | 2,635 (49.2%) |
| Vacant Housing Units | 256 ( 4.8%) |
| Median Home Value | $270,990 |
| Average Home Value | $297,305 |
Housing Distribution
Address Breakdown
Residential
5,287
Single Family
3,189
Multi-Family
2,098
Businesses
206
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices