3842 Skog RdKettle RiverMN55757
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3842 Skog Rd, Kettle River, MN, 55757 in Kettle River is a top-tier cash-flow asset. At $320,440 it produces $2,743/mo in rent and $742/mo in net monthly income, a 10.27% gross rental yield. The DSCR of 1.90 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $8,907. Five-year appreciation adds $88,532, driving a total cumulative return of $169,352.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $742 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,743 |
| Total Monthly Debt Service | $1,873 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55757, Kettle River, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 589 (100%) |
| Owner Occupied HU | 383 (65.0%) |
| Renter Occupied HU | 48 ( 8.1%) |
| Vacant Housing Units | 158 (26.8%) |
| Median Home Value | $257,917 |
| Average Home Value | $301,841 |
Housing Distribution
Address Breakdown
Residential
352
Single Family
344
Multi-Family
8
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55757, Kettle River, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 589 (100%) |
| Owner Occupied HU | 383 (65.0%) |
| Renter Occupied HU | 48 ( 8.1%) |
| Vacant Housing Units | 158 (26.8%) |
| Median Home Value | $257,917 |
| Average Home Value | $301,841 |
Housing Distribution
Address Breakdown
Residential
352
Single Family
344
Multi-Family
8
Businesses
13
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomas A Jensen • United Country Real Estate Minnesota Properties
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls Provider:
Mls ID: #6714606
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