3824 Key PlOklahoma CityOK73112
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 3824 Key Pl, Oklahoma City, OK, 73112 in Oklahoma City at $239,000 earns $1,558/mo in rent and nets $31/mo after the $1,075/mo payment, a 7.82% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $66,031 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $2,201/yr in principal paydown, total projected return reaches $92,881.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 10.0% |
| Monthly Cash Flow | $31 | $450 |
City averages based on Oklahoma City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,558 |
| Total Monthly Debt Service | $1,431 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1939
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73112, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,157 (100%) |
| Owner Occupied HU | 6,860 (42.5%) |
| Renter Occupied HU | 7,604 (47.1%) |
| Vacant Housing Units | 1,693 (10.5%) |
| Median Home Value | $218,312 |
| Average Home Value | $264,483 |
Housing Distribution
Address Breakdown
Residential
16,075
Single Family
13,061
Multi-Family
3,014
Businesses
1,881
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1939
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73112, Oklahoma City, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,157 (100%) |
| Owner Occupied HU | 6,860 (42.5%) |
| Renter Occupied HU | 7,604 (47.1%) |
| Vacant Housing Units | 1,693 (10.5%) |
| Median Home Value | $218,312 |
| Average Home Value | $264,483 |
Housing Distribution
Address Breakdown
Residential
16,075
Single Family
13,061
Multi-Family
3,014
Businesses
1,881
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Erin Catron • Erin Catron & Company
Mls Name: MLSOK/OKCMAR
Mls ID: #1202395