38225 Magee Rd #0PalaCA92059
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow38225 Magee Rd #0, Pala, CA, 92059 in Pala earns its strong cash-flow label: 17.17% yield, $5,653/mo rent, $3,110/mo net income, DSCR 3.18. The $395,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $109,131 by year five. Combined with $3,638/yr in principal paydown, total projected return reaches $350,328.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 6.0% |
| Monthly Cash Flow | $3,110 | $1,500 |
City averages based on Pala market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,653 |
| Total Monthly Debt Service | $2,386 |
| DSCR Ratio | 2.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
41.10 Acres lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92059, Pala, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 412 (73.2%) |
| Renter Occupied HU | 105 (18.7%) |
| Vacant Housing Units | 46 ( 8.2%) |
| Median Home Value | $934,615 |
| Average Home Value | $1,141,153 |
Housing Distribution
Address Breakdown
Residential
165
Single Family
165
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
41.10 Acres lot
$N/A/sqft
$1,200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92059, Pala, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 563 (100%) |
| Owner Occupied HU | 412 (73.2%) |
| Renter Occupied HU | 105 (18.7%) |
| Vacant Housing Units | 46 ( 8.2%) |
| Median Home Value | $934,615 |
| Average Home Value | $1,141,153 |
Housing Distribution
Address Breakdown
Residential
165
Single Family
165
Multi-Family
0
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices