3822 S Meridian RdMeridianCA95957
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3822 S Meridian Rd, Meridian, CA, 95957 in Meridian earns its strong cash-flow label: 26.66% yield, $2,278/mo rent, $1,621/mo net income, DSCR 4.94. The $102,500 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $28,319 by year five. Combined with $944/yr in principal paydown, total projected return reaches $143,290.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 26.7% | 5.0% |
| Monthly Cash Flow | $1,621 | $1,200 |
City averages based on Meridian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,278 |
| Total Monthly Debt Service | $616 |
| DSCR Ratio | 3.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95957, Meridian, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 302 (100%) |
| Owner Occupied HU | 162 (53.6%) |
| Renter Occupied HU | 114 (37.7%) |
| Vacant Housing Units | 26 ( 8.6%) |
| Median Home Value | $476,087 |
| Average Home Value | $576,481 |
Housing Distribution
Address Breakdown
Residential
154
Single Family
154
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95957, Meridian, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 302 (100%) |
| Owner Occupied HU | 162 (53.6%) |
| Renter Occupied HU | 114 (37.7%) |
| Vacant Housing Units | 26 ( 8.6%) |
| Median Home Value | $476,087 |
| Average Home Value | $576,481 |
Housing Distribution
Address Breakdown
Residential
154
Single Family
154
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BHHS broker feed
Mls ID: #224105383