382 Ouderkirk RdPulaskiNY13142
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingThere's a case for owning boring assets in strong markets. Rental yield 6.93%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $49,454 and $1,649/yr in equity build project total return of $57,879.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 6.2% |
| Monthly Cash Flow | $(161) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,034 |
| Total Monthly Debt Service | $1,124 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13142, Pulaski, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,943 (100%) |
| Owner Occupied HU | 1,989 (50.4%) |
| Renter Occupied HU | 767 (19.5%) |
| Vacant Housing Units | 1,187 (30.1%) |
| Median Home Value | $197,389 |
| Average Home Value | $253,311 |
Housing Distribution
Address Breakdown
Residential
2,964
Single Family
2,744
Multi-Family
220
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13142, Pulaski, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,943 (100%) |
| Owner Occupied HU | 1,989 (50.4%) |
| Renter Occupied HU | 767 (19.5%) |
| Vacant Housing Units | 1,187 (30.1%) |
| Median Home Value | $197,389 |
| Average Home Value | $253,311 |
Housing Distribution
Address Breakdown
Residential
2,964
Single Family
2,744
Multi-Family
220
Businesses
239
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Birgit Kleinschmidt • 1st Carriage House Realty
Mls Name: NYSAMLSs
Mls Provider:
Mls ID: #S1599483
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