121 E 3rd StOswegoNY13126








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $630/mo, and a $754/mo payment. Purchase price stands at $154,000, and rental yield measures 4.91% with $630/mo rent. Return on cash invested shows 10.54% in year one, and 5% annual appreciation builds toward $42,547 over five years. Five-year ROI reaches 53.29% and total cumulative return in cash records $27,206. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $630/mo property income covering a $754/mo payment rather than investor’s personal income.
Single Family
Built in 1930
2,326 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13126, Oswego, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,808 (100%) |
| Owner Occupied HU | 8,551 (54.1%) |
| Renter Occupied HU | 5,074 (32.1%) |
| Vacant Housing Units | 2,183 (13.8%) |
| Median Home Value | $163,728 |
| Average Home Value | $188,660 |
Housing Distribution
Address Breakdown
Residential
14,303
Single Family
13,177
Multi-Family
1,126
Businesses
866
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices










