3819 Thoreau DrValdostaGA31605
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3819 Thoreau Dr, Valdosta, GA, 31605 in Valdosta deserves attention. This $261,900 property earns $3,785/mo in rent, a 17.34% gross yield, and nets $2,076/mo after the $1,178/mo payment. DSCR 3.21 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $72,358 compounds alongside $2,412/yr in yearly equity build, for a total cumulative return of $233,253.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.3% | 6.5% |
| Monthly Cash Flow | $2,076 | $1,200 |
City averages based on Valdosta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,785 |
| Total Monthly Debt Service | $1,605 |
| DSCR Ratio | 2.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
0.32 Acres lot
$N/A/sqft
$180 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31605, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,185 (100%) |
| Owner Occupied HU | 5,909 (58.0%) |
| Renter Occupied HU | 3,571 (35.1%) |
| Vacant Housing Units | 705 ( 6.9%) |
| Median Home Value | $273,281 |
| Average Home Value | $316,332 |
Housing Distribution
Address Breakdown
Residential
9,783
Single Family
8,778
Multi-Family
1,005
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
0.32 Acres lot
$N/A/sqft
$180 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31605, Valdosta, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,185 (100%) |
| Owner Occupied HU | 5,909 (58.0%) |
| Renter Occupied HU | 3,571 (35.1%) |
| Vacant Housing Units | 705 ( 6.9%) |
| Median Home Value | $273,281 |
| Average Home Value | $316,332 |
Housing Distribution
Address Breakdown
Residential
9,783
Single Family
8,778
Multi-Family
1,005
Businesses
265
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices