3816 Wiano DrCrestwoodKY40014
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3816 Wiano Dr, Crestwood, KY, 40014 in Crestwood speaks for itself: 10.61% gross on a $229,000 price, generating $2,026/mo in rent and $632/mo in net income after the $1,030/mo debt service. DSCR 1.97, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,582 stacks alongside $63,268 in projected five-year appreciation and $2,109/yr in principal reduction. Projected total cumulative return: $127,446.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 6.8% |
| Monthly Cash Flow | $632 | $450 |
City averages based on Crestwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,026 |
| Total Monthly Debt Service | $1,303 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40014, Crestwood, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,752 (100%) |
| Owner Occupied HU | 7,177 (82.0%) |
| Renter Occupied HU | 1,328 (15.2%) |
| Vacant Housing Units | 247 ( 2.8%) |
| Median Home Value | $409,259 |
| Average Home Value | $462,141 |
Housing Distribution
Address Breakdown
Residential
8,211
Single Family
7,849
Multi-Family
362
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
0.41 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40014, Crestwood, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,752 (100%) |
| Owner Occupied HU | 7,177 (82.0%) |
| Renter Occupied HU | 1,328 (15.2%) |
| Vacant Housing Units | 247 ( 2.8%) |
| Median Home Value | $409,259 |
| Average Home Value | $462,141 |
Housing Distribution
Address Breakdown
Residential
8,211
Single Family
7,849
Multi-Family
362
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices