3812 Cate AveKnoxvilleTN37919
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 3812 Cate Ave, Knoxville, TN, 37919 in Knoxville: $2,580/mo in rent, $1,444/mo net, 16.32% gross yield, all on a $189,750 acquisition. The 3.02 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $52,424 in value, and $1,748/yr in principal paydown steadily builds equity. Projected total cumulative return: $164,729.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.3% | 6.5% |
| Monthly Cash Flow | $1,444 | $450 |
City averages based on Knoxville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,580 |
| Total Monthly Debt Service | $1,060 |
| DSCR Ratio | 2.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2005
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37919, Knoxville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,978 (100%) |
| Owner Occupied HU | 8,303 (52.0%) |
| Renter Occupied HU | 6,467 (40.5%) |
| Vacant Housing Units | 1,208 ( 7.6%) |
| Median Home Value | $537,151 |
| Average Home Value | $624,147 |
Housing Distribution
Address Breakdown
Residential
15,273
Single Family
10,960
Multi-Family
4,313
Businesses
2,134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2005
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37919, Knoxville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,978 (100%) |
| Owner Occupied HU | 8,303 (52.0%) |
| Renter Occupied HU | 6,467 (40.5%) |
| Vacant Housing Units | 1,208 ( 7.6%) |
| Median Home Value | $537,151 |
| Average Home Value | $624,147 |
Housing Distribution
Address Breakdown
Residential
15,273
Single Family
10,960
Multi-Family
4,313
Businesses
2,134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices