3811 Edgewater DrSebringFL33872
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow3811 Edgewater Dr, Sebring, FL, 33872 in Sebring is a top-tier cash-flow asset. At $154,000 it produces $2,558/mo in rent and $1,261/mo in net monthly income, a 19.94% gross rental yield. The DSCR of 3.70 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $15,137. Five-year appreciation adds $42,547, driving a total cumulative return of $141,074.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.9% | 6.2% |
| Monthly Cash Flow | $1,261 | $250 |
City averages based on Sebring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,558 |
| Total Monthly Debt Service | $1,236 |
| DSCR Ratio | 2.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1979
1,251 sqft lot
$N/A/sqft
$275 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33872, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,099 (100%) |
| Owner Occupied HU | 5,448 (67.3%) |
| Renter Occupied HU | 1,110 (13.7%) |
| Vacant Housing Units | 1,541 (19.0%) |
| Median Home Value | $212,107 |
| Average Home Value | $227,059 |
Housing Distribution
Address Breakdown
Residential
8,046
Single Family
7,717
Multi-Family
329
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1979
1,251 sqft lot
$N/A/sqft
$275 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33872, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,099 (100%) |
| Owner Occupied HU | 5,448 (67.3%) |
| Renter Occupied HU | 1,110 (13.7%) |
| Vacant Housing Units | 1,541 (19.0%) |
| Median Home Value | $212,107 |
| Average Home Value | $227,059 |
Housing Distribution
Address Breakdown
Residential
8,046
Single Family
7,717
Multi-Family
329
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices