3804 Perugia AveSebringFL33872
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.93, 3804 Perugia Ave, Sebring, FL, 33872 in Sebring sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 9.81%. The 9.81% yield is backed by 5% annual appreciation projecting $45,586 in value gain, plus $1,520/yr in principal reduction. Total projected cumulative return: $59,558.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.8% | 6.2% |
| Monthly Cash Flow | $(135) | $250 |
City averages based on Sebring market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,430 |
| Total Monthly Debt Service | $1,444 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
3,020 sqft lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33872, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,099 (100%) |
| Owner Occupied HU | 5,448 (67.3%) |
| Renter Occupied HU | 1,110 (13.7%) |
| Vacant Housing Units | 1,541 (19.0%) |
| Median Home Value | $212,107 |
| Average Home Value | $227,059 |
Housing Distribution
Address Breakdown
Residential
8,046
Single Family
7,717
Multi-Family
329
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
3,020 sqft lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33872, Sebring, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,099 (100%) |
| Owner Occupied HU | 5,448 (67.3%) |
| Renter Occupied HU | 1,110 (13.7%) |
| Vacant Housing Units | 1,541 (19.0%) |
| Median Home Value | $212,107 |
| Average Home Value | $227,059 |
Housing Distribution
Address Breakdown
Residential
8,046
Single Family
7,717
Multi-Family
329
Businesses
238
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nancy McGregor • COLDWELL BANKER HIGHLAND
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #B4901923
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