3800 S Mountain View Dr SE UNIT 17AlbanyOR97322
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3800 S Mountain View Dr SE UNIT 17, Albany, OR, 97322 in Albany speaks for itself: 14.17% gross on a $269,140 price, generating $3,178/mo in rent and $708/mo in net income after the $1,210/mo debt service. DSCR 2.63, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,496 stacks alongside $74,358 in projected five-year appreciation and $2,479/yr in principal reduction. Projected total cumulative return: $151,163.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 5.5% |
| Monthly Cash Flow | $708 | $420 |
City averages based on Albany market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,178 |
| Total Monthly Debt Service | $2,362 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2014
N/A lot
$N/A/sqft
$845 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2014
N/A lot
$N/A/sqft
$845 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices