380 Sierra Timber RoadBlack HawkCO80422
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 380 Sierra Timber Road, Black Hawk, CO, 80422 in Black Hawk: $3,866/mo in rent, $632/mo in net income, 8.36% gross yield, 1.55 DSCR, all at $555,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $153,336 in appreciation and $5,112/yr in principal paydown projects total cumulative return of $250,168.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $632 | $1,200 |
City averages based on Black Hawk market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,866 |
| Total Monthly Debt Service | $3,014 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1992
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80422, Black Hawk, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,300 (100%) |
| Owner Occupied HU | 1,507 (65.5%) |
| Renter Occupied HU | 232 (10.1%) |
| Vacant Housing Units | 561 (24.4%) |
| Median Home Value | $632,454 |
| Average Home Value | $662,075 |
Housing Distribution
Address Breakdown
Residential
1,587
Single Family
1,555
Multi-Family
32
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80422, Black Hawk, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,300 (100%) |
| Owner Occupied HU | 1,507 (65.5%) |
| Renter Occupied HU | 232 (10.1%) |
| Vacant Housing Units | 561 (24.4%) |
| Median Home Value | $632,454 |
| Average Home Value | $662,075 |
Housing Distribution
Address Breakdown
Residential
1,587
Single Family
1,555
Multi-Family
32
Businesses
123
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Andrew Hicks • West Rock Realty, LLC
Mls Name: REcolorado
Mls Provider:
Mls ID: #6625209
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/mls-disclaimers/#17059)