38 Ridgeway CvMarionAR72364
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 38 Ridgeway Cv, Marion, AR, 72364 in Marion is straightforward: $119,900 in, $1,120/mo in rent, $399/mo out after debt service. The 11.21% gross yield and 2.08 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $33,126 by year five. With $1,104/yr in principal equity, the total cumulative return is projected at $71,124.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 7.5% |
| Monthly Cash Flow | $399 | $300 |
City averages based on Marion market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,120 |
| Total Monthly Debt Service | $673 |
| DSCR Ratio | 1.66x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72364, Marion, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,490 (100%) |
| Owner Occupied HU | 3,986 (61.4%) |
| Renter Occupied HU | 2,078 (32.0%) |
| Vacant Housing Units | 426 ( 6.6%) |
| Median Home Value | $213,988 |
| Average Home Value | $233,064 |
Housing Distribution
Address Breakdown
Residential
6,494
Single Family
5,857
Multi-Family
637
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72364, Marion, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,490 (100%) |
| Owner Occupied HU | 3,986 (61.4%) |
| Renter Occupied HU | 2,078 (32.0%) |
| Vacant Housing Units | 426 ( 6.6%) |
| Median Home Value | $213,988 |
| Average Home Value | $233,064 |
Housing Distribution
Address Breakdown
Residential
6,494
Single Family
5,857
Multi-Family
637
Businesses
550
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices