3789 Mountain Hill RdFortsonGA31808
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 3789 Mountain Hill Rd, Fortson, GA, 31808 in Fortson: $2,401/mo in rent, $634/mo net, 10.11% gross yield, all on a $285,000 acquisition. The 1.87 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $78,740 in value, and $2,625/yr in principal paydown steadily builds equity. Projected total cumulative return: $148,847.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 8.0% |
| Monthly Cash Flow | $634 | $300 |
City averages based on Fortson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,401 |
| Total Monthly Debt Service | $1,654 |
| DSCR Ratio | 1.45x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
1.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31808, Fortson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,521 (100%) |
| Owner Occupied HU | 2,582 (73.3%) |
| Renter Occupied HU | 708 (20.1%) |
| Vacant Housing Units | 231 ( 6.6%) |
| Median Home Value | $337,020 |
| Average Home Value | $390,841 |
Housing Distribution
Address Breakdown
Residential
3,568
Single Family
3,280
Multi-Family
288
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
1.22 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31808, Fortson, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,521 (100%) |
| Owner Occupied HU | 2,582 (73.3%) |
| Renter Occupied HU | 708 (20.1%) |
| Vacant Housing Units | 231 ( 6.6%) |
| Median Home Value | $337,020 |
| Average Home Value | $390,841 |
Housing Distribution
Address Breakdown
Residential
3,568
Single Family
3,280
Multi-Family
288
Businesses
375
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jerome Bechard • Coldwell Banker / Kennon, Parker, Duncan & Davis
Mls Name: CBORGA
Mls Provider:
Mls ID: #220838
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.