3787 Knox Park OverlookDuluthGA30097
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3787 Knox Park Overlook, Duluth, GA, 30097 in Duluth speaks for itself: 12.08% gross on a $525,000 price, generating $5,285/mo in rent and $1,791/mo in net income after the $2,361/mo debt service. DSCR 2.24, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,492 stacks alongside $145,048 in projected five-year appreciation and $4,835/yr in principal reduction. Projected total cumulative return: $315,388.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 6.0% |
| Monthly Cash Flow | $1,791 | $300 |
City averages based on Duluth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,285 |
| Total Monthly Debt Service | $3,285 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2020
3,484 sqft lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30097, Duluth, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,335 (100%) |
| Owner Occupied HU | 13,116 (64.5%) |
| Renter Occupied HU | 6,115 (30.1%) |
| Vacant Housing Units | 1,104 ( 5.4%) |
| Median Home Value | $582,674 |
| Average Home Value | $671,187 |
Housing Distribution
Address Breakdown
Residential
19,478
Single Family
15,466
Multi-Family
4,012
Businesses
1,516
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2020
3,484 sqft lot
$N/A/sqft
$250 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30097, Duluth, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,335 (100%) |
| Owner Occupied HU | 13,116 (64.5%) |
| Renter Occupied HU | 6,115 (30.1%) |
| Vacant Housing Units | 1,104 ( 5.4%) |
| Median Home Value | $582,674 |
| Average Home Value | $671,187 |
Housing Distribution
Address Breakdown
Residential
19,478
Single Family
15,466
Multi-Family
4,012
Businesses
1,516
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices