378 Alta Mesa RdSiltCO81652
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 378 Alta Mesa Rd, Silt, CO, 81652 in Silt at $499,000 earns $3,161/mo in rent and nets $168/mo after the $2,244/mo payment, a 7.6% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $137,865 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $4,596/yr in principal paydown, total projected return reaches $204,731.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 8.0% |
| Monthly Cash Flow | $168 | $1,200 |
City averages based on Silt market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,161 |
| Total Monthly Debt Service | $2,710 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
9.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81652, Silt, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,104 (100%) |
| Owner Occupied HU | 1,584 (75.3%) |
| Renter Occupied HU | 431 (20.5%) |
| Vacant Housing Units | 89 ( 4.2%) |
| Median Home Value | $593,074 |
| Average Home Value | $707,708 |
Housing Distribution
Address Breakdown
Residential
1,990
Single Family
1,973
Multi-Family
17
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
9.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81652, Silt, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,104 (100%) |
| Owner Occupied HU | 1,584 (75.3%) |
| Renter Occupied HU | 431 (20.5%) |
| Vacant Housing Units | 89 ( 4.2%) |
| Median Home Value | $593,074 |
| Average Home Value | $707,708 |
Housing Distribution
Address Breakdown
Residential
1,990
Single Family
1,973
Multi-Family
17
Businesses
225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices