377 Hidden Ridge DrCoralvilleIA52441
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Coralville rental at 377 Hidden Ridge Dr, Coralville, IA, 52441 sits in the solid-income band: 9.29% gross yield, $3,636/mo rent, $349/mo net after the $2,113/mo debt service, DSCR 1.72. Entry price of $469,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $129,825 and $4,328/yr in principal reduction bring total cumulative return to $202,327.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 7.1% |
| Monthly Cash Flow | $349 | $450 |
City averages based on Coralville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,636 |
| Total Monthly Debt Service | $3,100 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2023
N/A lot
$N/A/sqft
$2,820 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2023
N/A lot
$N/A/sqft
$2,820 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices