3769 River Ridge CirMountain BrookAL35223








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Mountain Brook at 3769 River Ridge Cir, Mountain Brook, AL, 35223 with 5% annual appreciation on a $571,500 basis while $3,811/mo rent supports operations. Total monthly income totals $3,811/mo and a $2,797/mo payment preserves $374/mo for cash returns. Annual cash flow comes to $4,493/yr on $188,024 deployed, and return on cash invested reaches 22.45% in year one. Equity gained on principal adds $3,688/yr, and five-year appreciation sums $157,895 alongside rental yield of 8%. Five-year ROI measures 116.2% and total cumulative return in cash totals $218,488.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,811/mo property income versus a $2,797/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1965
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35223, Birmingham, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,820 (100%) |
| Owner Occupied HU | 3,934 (81.6%) |
| Renter Occupied HU | 707 (14.7%) |
| Vacant Housing Units | 179 ( 3.7%) |
| Median Home Value | $722,762 |
| Average Home Value | $923,552 |
Housing Distribution
Address Breakdown
Residential
4,894
Single Family
4,346
Multi-Family
548
Businesses
689
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Listed by: Bert Siegel • RealtySouth-MB-Cahaba Rd
Mls Name: GALMLS
Mls Provider:
Mls ID: #21398847
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