37667 W M 28HulbertMI49748
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Hulbert rentals match the income profile of 37667 W M 28, Hulbert, MI, 49748. Listed at $114,900, gross rent is $2,074/mo and net cash flow is $1,316/mo, a 21.66% yield well above national averages. DSCR 4.01 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $31,745 by year five with $1,058/yr in annual principal reduction, projecting $128,474 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.7% | 8.5% |
| Monthly Cash Flow | $1,316 | $850 |
City averages based on Hulbert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,074 |
| Total Monthly Debt Service | $712 |
| DSCR Ratio | 2.91x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
6.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49748, Hulbert, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 108 (100%) |
| Owner Occupied HU | 40 (37.0%) |
| Renter Occupied HU | 7 ( 6.5%) |
| Vacant Housing Units | 61 (56.5%) |
| Median Home Value | $216,667 |
| Average Home Value | $221,813 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
6.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49748, Hulbert, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 108 (100%) |
| Owner Occupied HU | 40 (37.0%) |
| Renter Occupied HU | 7 ( 6.5%) |
| Vacant Housing Units | 61 (56.5%) |
| Median Home Value | $216,667 |
| Average Home Value | $221,813 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
9
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices