3765 Grass Valley Hwy SPC 271AuburnCA95602
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 3765 Grass Valley Hwy SPC 271, Auburn, CA, 95602 in Auburn speaks for itself: 20.68% gross on a $149,000 price, generating $2,568/mo in rent and $1,646/mo in net income after the $670/mo debt service. DSCR 3.83, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $19,755 stacks alongside $41,166 in projected five-year appreciation and $1,372/yr in principal reduction. Projected total cumulative return: $162,460.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 20.7% | 5.2% |
| Monthly Cash Flow | $1,646 | $300 |
City averages based on Auburn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,568 |
| Total Monthly Debt Service | $862 |
| DSCR Ratio | 2.98x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95602, Auburn, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,160 (100%) |
| Owner Occupied HU | 5,658 (69.3%) |
| Renter Occupied HU | 1,829 (22.4%) |
| Vacant Housing Units | 673 ( 8.2%) |
| Median Home Value | $768,214 |
| Average Home Value | $838,605 |
Housing Distribution
Address Breakdown
Residential
7,475
Single Family
6,493
Multi-Family
982
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95602, Auburn, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,160 (100%) |
| Owner Occupied HU | 5,658 (69.3%) |
| Renter Occupied HU | 1,829 (22.4%) |
| Vacant Housing Units | 673 ( 8.2%) |
| Median Home Value | $768,214 |
| Average Home Value | $838,605 |
Housing Distribution
Address Breakdown
Residential
7,475
Single Family
6,493
Multi-Family
982
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dannelle Maurer • Windermere Signature Properties Auburn
Mls Name: MetroList Services of CA
Mls ID: #225112345