3754 Royal DrJulianCA92036
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 3754 Royal Dr, Julian, CA, 92036 in Julian at $410,000 earns $2,671/mo in rent and nets $86/mo after the $1,844/mo payment, a 7.82% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $113,275 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $3,776/yr in principal paydown, total projected return reaches $161,177.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.0% |
| Monthly Cash Flow | $86 | $700 |
City averages based on Julian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,671 |
| Total Monthly Debt Service | $2,422 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92036, Julian, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,413 (100%) |
| Owner Occupied HU | 1,245 (51.6%) |
| Renter Occupied HU | 422 (17.5%) |
| Vacant Housing Units | 746 (30.9%) |
| Median Home Value | $736,158 |
| Average Home Value | $899,048 |
Housing Distribution
Address Breakdown
Residential
564
Single Family
562
Multi-Family
2
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
9,583 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92036, Julian, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,413 (100%) |
| Owner Occupied HU | 1,245 (51.6%) |
| Renter Occupied HU | 422 (17.5%) |
| Vacant Housing Units | 746 (30.9%) |
| Median Home Value | $736,158 |
| Average Home Value | $899,048 |
Housing Distribution
Address Breakdown
Residential
564
Single Family
562
Multi-Family
2
Businesses
193
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jon Erro • Redfin Corporation
Mls Name: SDMLS
Mls Provider:
Mls ID: #250026765
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