375 Malachite DrClarkdaleAZ86324
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 375 Malachite Dr, Clarkdale, AZ, 86324 in Clarkdale. At $494,990 it earns $3,391/mo in rent and distributes $465/mo to the owner after the $2,226/mo payment, a consistent 8.22% yield. DSCR 1.52 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $136,757 in value; $4,559/yr in principal paydown compounds ownership stake. Total projected return: $217,022.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $465 | $300 |
City averages based on Clarkdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,391 |
| Total Monthly Debt Service | $2,729 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86324, Clarkdale, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,016 (100%) |
| Owner Occupied HU | 2,288 (75.9%) |
| Renter Occupied HU | 480 (15.9%) |
| Vacant Housing Units | 248 ( 8.2%) |
| Median Home Value | $409,322 |
| Average Home Value | $460,696 |
Housing Distribution
Address Breakdown
Residential
2,025
Single Family
2,017
Multi-Family
8
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86324, Clarkdale, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,016 (100%) |
| Owner Occupied HU | 2,288 (75.9%) |
| Renter Occupied HU | 480 (15.9%) |
| Vacant Housing Units | 248 ( 8.2%) |
| Median Home Value | $409,322 |
| Average Home Value | $460,696 |
Housing Distribution
Address Breakdown
Residential
2,025
Single Family
2,017
Multi-Family
8
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices