863 Tiablanca RdClarkdaleAZ86324
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder863 Tiablanca Rd, Clarkdale, AZ, 86324 in Clarkdale earns a respectable 7.32% gross yield at $423,000, but after the $1,902/mo mortgage the net cash flow is $80/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.36) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $116,867 over five years, making equity the dominant return driver. Total projected return: $165,002.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $80 | $300 |
City averages based on Clarkdale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,580 |
| Total Monthly Debt Service | $2,332 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2006
2,551 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86324, Clarkdale, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,016 (100%) |
| Owner Occupied HU | 2,288 (75.9%) |
| Renter Occupied HU | 480 (15.9%) |
| Vacant Housing Units | 248 ( 8.2%) |
| Median Home Value | $409,322 |
| Average Home Value | $460,696 |
Housing Distribution
Address Breakdown
Residential
2,025
Single Family
2,017
Multi-Family
8
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2006
2,551 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 86324, Clarkdale, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,016 (100%) |
| Owner Occupied HU | 2,288 (75.9%) |
| Renter Occupied HU | 480 (15.9%) |
| Vacant Housing Units | 248 ( 8.2%) |
| Median Home Value | $409,322 |
| Average Home Value | $460,696 |
Housing Distribution
Address Breakdown
Residential
2,025
Single Family
2,017
Multi-Family
8
Businesses
101
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices