3744 Sehler StConklinMI49403
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 3744 Sehler St, Conklin, MI, 49403 in Conklin deserves attention. This $360,000 property earns $4,379/mo in rent, a 14.6% gross yield, and nets $2,005/mo after the $1,619/mo payment. DSCR 2.70 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $99,461 compounds alongside $3,316/yr in yearly equity build, for a total cumulative return of $266,139.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.6% | 6.5% |
| Monthly Cash Flow | $2,005 | $350 |
City averages based on Conklin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,379 |
| Total Monthly Debt Service | $2,231 |
| DSCR Ratio | 1.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1919
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49403, Conklin, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 951 (100%) |
| Owner Occupied HU | 817 (85.9%) |
| Renter Occupied HU | 79 ( 8.3%) |
| Vacant Housing Units | 55 ( 5.8%) |
| Median Home Value | $359,665 |
| Average Home Value | $413,127 |
Housing Distribution
Address Breakdown
Residential
927
Single Family
927
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1919
0.78 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49403, Conklin, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 951 (100%) |
| Owner Occupied HU | 817 (85.9%) |
| Renter Occupied HU | 79 ( 8.3%) |
| Vacant Housing Units | 55 ( 5.8%) |
| Median Home Value | $359,665 |
| Average Home Value | $413,127 |
Housing Distribution
Address Breakdown
Residential
927
Single Family
927
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices