3740 Timber LaneCross PlainsWI53528
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 3740 Timber Lane, Cross Plains, WI, 53528 in Cross Plains. Rental yield 7.47%. The 1.38 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $163,006 and $5,434/yr in principal reduction project total return of $206,605.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $(288) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,672 |
| Total Monthly Debt Service | $3,725 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1993
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53528, Cross Plains, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,523 (100%) |
| Owner Occupied HU | 1,814 (71.9%) |
| Renter Occupied HU | 657 (26.0%) |
| Vacant Housing Units | 52 ( 2.1%) |
| Median Home Value | $489,572 |
| Average Home Value | $544,166 |
Housing Distribution
Address Breakdown
Residential
2,608
Single Family
2,232
Multi-Family
376
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1993
0.56 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 53528, Cross Plains, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,523 (100%) |
| Owner Occupied HU | 1,814 (71.9%) |
| Renter Occupied HU | 657 (26.0%) |
| Vacant Housing Units | 52 ( 2.1%) |
| Median Home Value | $489,572 |
| Average Home Value | $544,166 |
Housing Distribution
Address Breakdown
Residential
2,608
Single Family
2,232
Multi-Family
376
Businesses
134
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Thomsen Team • Modern Realty Partners LLC
Mls Name: WIREX MLS
Mls Provider:
Mls ID: #1998228
Disclaimer: Information is supplied by seller and other third parties and has not been verified. Copyright 2025 WiREx All Rights Reserved