3733 W 182nd StTorranceCA90504
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 3733 W 182nd St, Torrance, CA, 90504 in Torrance is listed at $940,000 and delivers $6,667/mo in rent and $852/mo in net monthly cash flow. The 8.51% yield and 1.58 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $259,705 over five years, and $8,657/yr in principal reduction supplements cash return. Total projected cumulative return: $411,235.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 4.5% |
| Monthly Cash Flow | $852 | $250 |
City averages based on Torrance market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,667 |
| Total Monthly Debt Service | $5,441 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1954
5,390 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90504, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,080 (100%) |
| Owner Occupied HU | 6,916 (57.3%) |
| Renter Occupied HU | 4,795 (39.7%) |
| Vacant Housing Units | 369 ( 3.1%) |
| Median Home Value | $902,582 |
| Average Home Value | $961,885 |
Housing Distribution
Address Breakdown
Residential
11,925
Single Family
8,362
Multi-Family
3,563
Businesses
932
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1954
5,390 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90504, Torrance, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,080 (100%) |
| Owner Occupied HU | 6,916 (57.3%) |
| Renter Occupied HU | 4,795 (39.7%) |
| Vacant Housing Units | 369 ( 3.1%) |
| Median Home Value | $902,582 |
| Average Home Value | $961,885 |
Housing Distribution
Address Breakdown
Residential
11,925
Single Family
8,362
Multi-Family
3,563
Businesses
932
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices