3732 Ornis CtGrant ValkariaFL32950
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 3732 Ornis Ct, Grant Valkaria, FL, 32950 in Grant Valkaria is narrow, $186/mo net on $5,044/mo rent after the $3,220/mo debt service, but the property operates at break-even-plus, not a loss. At $715,990 with a 8.45% yield, the long-run equity case via 5% appreciation ($197,815 over five years) and $6,594/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $285,308.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.5% |
| Monthly Cash Flow | $186 | $250 |
City averages based on Grant Valkaria market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,044 |
| Total Monthly Debt Service | $4,573 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.72 Acres lot
$N/A/sqft
$106 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32950, Malabar, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,069 (100%) |
| Owner Occupied HU | 1,630 (78.8%) |
| Renter Occupied HU | 302 (14.6%) |
| Vacant Housing Units | 137 ( 6.6%) |
| Median Home Value | $484,290 |
| Average Home Value | $562,900 |
Housing Distribution
Address Breakdown
Residential
2,072
Single Family
2,072
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.72 Acres lot
$N/A/sqft
$106 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32950, Malabar, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,069 (100%) |
| Owner Occupied HU | 1,630 (78.8%) |
| Renter Occupied HU | 302 (14.6%) |
| Vacant Housing Units | 137 ( 6.6%) |
| Median Home Value | $484,290 |
| Average Home Value | $562,900 |
Housing Distribution
Address Breakdown
Residential
2,072
Single Family
2,072
Multi-Family
0
Businesses
160
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices