3730 N Ocean Drive #12cRiviera BeachFL33404
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Riviera Beach at 3730 N Ocean Drive #12c, Riviera Beach, FL, 33404 projects strong ROI of -2.41%. Rental yield 2.87%. With 5% annual appreciation, the property builds $932,450 in value over five years. Equity growth combined delivers a projected five-year ROI of 3.06%, translating into $29,186 in total cumulative return on $953,438 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.9% | 6.0% |
| Monthly Cash Flow | $(19,914) | $1,500 |
City averages based on Riviera Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,072 |
| Total Monthly Debt Service | $26,643 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2018
N/A lot
$N/A/sqft
$3,966 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2018
N/A lot
$N/A/sqft
$3,966 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Judy Ballard • Illustrated Properties LLC (Co
Mls Name: BeachesMLS
Mls Provider:
Mls ID: #RX-11055656
Disclaimer: All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2025 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.