373 Spring StHoutzdalePA16651
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 373 Spring St, Houtzdale, PA, 16651 in Houtzdale at $155,000 earns $1,301/mo in rent and nets $190/mo after the $697/mo payment, a 9.21% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $42,824 over five years. Ziffy Mortgage underwrites this on a 1.87 DSCR without U.S. credit history. With $1,428/yr in principal paydown, total projected return reaches $77,382.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $190 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,301 |
| Total Monthly Debt Service | $954 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16651, Houtzdale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 1,131 (70.7%) |
| Renter Occupied HU | 252 (15.8%) |
| Vacant Housing Units | 216 (13.5%) |
| Median Home Value | $114,712 |
| Average Home Value | $150,027 |
Housing Distribution
Address Breakdown
Residential
1,450
Single Family
1,415
Multi-Family
35
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16651, Houtzdale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,599 (100%) |
| Owner Occupied HU | 1,131 (70.7%) |
| Renter Occupied HU | 252 (15.8%) |
| Vacant Housing Units | 216 (13.5%) |
| Median Home Value | $114,712 |
| Average Home Value | $150,027 |
Housing Distribution
Address Breakdown
Residential
1,450
Single Family
1,415
Multi-Family
35
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Doran • Realty One Group Landmark Clearfield
Mls Name: AHAR
Mls Provider:
Mls ID: #76605
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